Hi Levi... I've been having a similar issue. The temp probe works perfect outside of the tank but not inside (underwater). I've tried multiple temp probes, different channels, different settings and I've now even tried a different IO204. Thinking it may be stray voltage in the water, I purchased a grounding rod. I've tried leaving everything (lights, pumps, etc) off. pH and other water quality tests show the water is ok. All this and it still keeps happening. I cannot lock in on anything as a cause.
Now, I'm exhausted of trying to fix it. So my band-aid to the problem is simple and has been working for months now. I took a piece of aquarium air hose and threaded the temp probe into it. Then sealed the hose and dropped the end into the water. It obviously wont react to fast temp changes, but its still accurate and hasn't messed up since.
Just an option for you. Good luck..